Why Your Child Needs a SIN
To Open a Registered Education Savings Plan (RESP)
A SIN is required to set up an RESP, which allows you to save for your child’s post-secondary education while benefiting from government grants and tax-deferred growth.
To Access Government Benefits
Programs like the Canada Child Benefit (CCB) and other federal or provincial benefits may require a SIN to confirm eligibility.
For Tax Purposes
If your child earns income (e.g., part-time jobs or scholarships) in the future, they’ll need a SIN to file taxes and report earnings.
To Start Building Credit
A SIN is essential if your child needs to open a bank account or obtain a loan when they are older.
How to Apply for a SIN for Your Child
Online: Submit an application through the Service Canada website and upload required documents.
In Person: Visit a Service Canada Centre with your child’s original birth certificate or proof of birth and your identification.
Why This Matters
Getting a SIN for your child early ensures they can access education savings, government benefits, and tax opportunities as they grow. It’s a simple step that helps set them up for financial success.