Do Couples Need Separate Accounts?
Nope. If you’re filing as a couple, you only need one account on CloudTax. Within that account, there is an option to create an additional return for your spouse. This ensures both returns are linked, allowing our system to optimize deductions and credits where applicable.
How Does Authorization and T183 Work?
CRA Authorization: This will be processed under the primary account holder.
T183 Form (Signature for EFILE): If both spouses need to sign, CloudTax allows you to send the T183 form to a separate email address for the spouse to sign electronically.
What Tax Benefits Are Optimized?
CloudTax automatically applies tax-saving strategies for couples, including:
✅ Basic Personal Amount Transfers – Ensuring the unused portion of the non-refundable tax credit is transferred to the higher-income spouse.
✅ Dependent Childcare Transfers – If one spouse cannot fully use a deduction, it is transferred where possible.
✅ Medical Expense Transfers – If medical expenses are reported on a T4 slip, the system ensures they are allocated in the most tax-efficient way.
✅ Tuition Transfers – Optimized to allow unused tuition credits to be applied effectively.
✅ Other Schedule 2-Related Deductions – Automatic tax savings through federal and provincial programs.
What’s Coming Next?
We are working on further enhancements to optimize medical expense deductions and donation credits for joint returns. These updates will be rolled out soon to make tax filing even easier for you.